I need more money

When we first started the Gerbera Farm we did sell some of our flowers and plants at a local market, but we have not done it for several years.

I am "unemployed" at the moment - I had a REAL job but it is no longer. So I have to do something to get some money. The grandchildren have been a bit slack lately and have not done their flower market out the front of their home, and there are plenty of flowers in the cold room, so I'm taking them down to Manly tomorrow to sell.

This week I had a long discussion with someone - about money and the lack of it. And it was an issue in the recent Australian election. So many folk claimed that they had no money, and despite the buoyant economy of Australia too many people were doing it tough. Our Prime Minister at the time John Howard kept saying that we were doing well.

My opinion is that I agree that we have a buoyant economy and that by and large people are doing well, but so many are overspending. Racking up huge debt on credit cards, living beyond their means, and then life is tough. I know. I don't have a credit card these days, and I live off money I have saved or earned. I'm decidedly frugal.

There is no doubt that there are many people in the US and Australia are finding it tough because of their debt. And without quality information they are getting deeper in to debt. Some are borrowing more money to pay off previous debts and increasing the problems for themselves.

I'm not to "pontificate" here - but it does help to have a budget and stick to it, and it does help to save some money "for a rainy day," and there are ways to get credit to help solve today's problems.

People need to be well informed about their credit choices and there are many websites that help people with comparisons and there are many that offer credit counselling. Before you get hooked into bad credit loans do some research. Do your comparisons BEFORE you make a mistake.

Meanwhile, I'll be at the markets on alternate Sundays to put some cash into my pocket.